Published Date: April 21, 2022

Insurance provides cover for losses arising from insured events which may happen in the future. Against an agreed premium, the risk of an insured event arising is transferred from the insured to the insurer. Insurance is, therefore, a critical risk mitigation component to both businesses and individuals alike. In practice, insured events triggering insurers policies to respond are not always clear-cut. This is largely due to the complex wording of insurance policies and the significant information asymmetry between an insurer (company providing the cover) and the insured (individual / company enjoying the cover). Unfortunately, many SMEs and individual clients do not have the financial muscle to take on the large insurance companies who have rejected their claims, leaving them to absorb the losses on their own. It is for this reason that Adams and Adams’ Insurance team offers tailor-made packages for SMEs and individual clients whose insurance claims have been rejected.

Tailor-made packages apply to:

    • SMEs
    • Individuals


Up-front payment is mandatory. No professional service will be rendered unless such payment is made in full.


Mtho Maphumulo
Senior Associate | Litigation Attorney
Jean-Paul Rudd
Partner | Attorney

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